don't fall in the trap of confusing top dollar colleges with top colleges

Architecture degrees are not great investments.  If Cal Poly is good and cheap then do that.  Better yet, do your homework on the profession before you decide to incur debt trying to be one.

Are you in CA? Cal Poly SLO is like #2 or #3 in the country on DI rankings and has a 5 year program, so if that is instate go for that. Cal Poly Pomona has a 5 year B.Arch as well.

no unless im able to say family lives there. And I know that and that’s mainly why I’d want to go there. My 2nd choice as of now is UT Austin but I’d need to look into the actual program. I love the vibe and campus and I’ve heard the program is good.

As a current student who is probably a little more loan conscious than most, I couldn't imagine coming out school with an excessive amount of debt that was unnecessary and would take the rest of my working life to pay off. I was instate and one of the only options for accredited programs. Its not a top school but its certainly less expensive than most and I feel like in the end it doesn't really factor into the profession all the much. If i were in your shoes I would probably find the least expensive options. I don't know what that would be, maybe not going to architecture school right away and doing something similar with plans to get a masters or maybe just doing the bachelors at the out of state school. I would research more and figure out what you can do the most inexpensively. You also have to factor in the added costs of being an architecture student in the form of a laptop, printing, materials, software, and also less likely having time to have a job on the side like most other college students. It adds up really quick and can easily be several grand in the time you are there which just adds into more student loans if you aren't careful. While I can't totally say just yet, I think the profession (as with any job) would be much more enjoyable if you were excessively in debt while beginning your work. 

cal poly slo is an excellent school

If one top college is good, then several is great.

It depends. Getting out of college with no debt will feel amazing, can you do that? If so, do that. Working, scholarships, in-state tuition etc are all good. Go to the best school you can that gets as close to free as possible. Going to a good school does matter. You don't have to go to the best school no matter what, that will backfire. You are looking for appropriate value here and only you know that. Good enough works. Don't go to a bad school, that will be hard to overcome. SLO is good, go there if it is a possibility.

"Worth it" is so very subjective - nobody here can evaluate "worth it" except you.  But, I'd say don't take the sticker price tuition at face value.  I and others have written many times here about our own experiences with the private, higher-ranked, "name brand" school ending up being the better deal for us financially.  Again it's highly individual - there are so many factors: but If you've got very competitive grades and tests scores, a strong portfolio, and will be able to pull together several excellent recommendations, then you may be a highly sought-after candidate who can come out ahead in grants and scholarships at a private university - particularly if you fall somewhere in the middle to low end of the applicant pack in terms of financial resources.

Personally I got a better deal with my private university than at the public colleges to which I applied - even the in-state ones.  The private school had much higher tuition, but also had much deeper pockets - i.e. far better endowment - but there's also the fact that, because of the make up of their respective applicant pools, I was comparatively needier among my private school classmates than I was among those who applied to the public schools, and that meant that I qualified for a bigger slice of the financial aid pie at the former.

Apply to the schools in which you're interested and can see yourself attending.  Don't rule out any of them in the application process solely on the basis of tuition.  See where you get accepted and what they can offer before you decide which are worth it for you.

out of state costs for top programs are similar to privates now

almost worth taking a year off to go live in the state of the program you want to attend

The very very top programs like Harvard, Princeton, Yale, and MIT are worth full price even for a degree like architecture.

Where you have to be careful are the 2nd tier schools (Columbia, Penn, etc) that have the same ~$50,000k+/year price -- those are def not worth the full price for a degree in architecture.

Or God forbid you pay that much at 3rd and 4th+ tier schools (USC, RISD, etc).

Update: Someone mentioned a school I know Someone goes to and now on google it gives the cost going to that school (approx) after financial aid and stuff. Does that happen for anyone else?

a lot of applicants are questioning the value of the degree at any cost, especially the lost opportunities one could of had in other fields.  After a  few years in the field many wish that they had taken another path, regardless of what school they attended.

Architecture rquires investing time and money. Worth going to a good college but worth the money? Sometimes the most expensive are not necessarily the best.

Your parents are paying $30k a year for your high school (obviously a toney private one) but you are obsessing about cost of college?  Are they blowing your potential college fund on high school and then expecting you to pay your own college?  None of my business but seems odd.

Anyway,  you need the Ivy if you want to make starvation wages at a starchitect firm.  Otherwise, the school won't matter much in the long run.  If you know where you want to settle down and practice, go to a school in that area so that you can plug in to the network and get the lay of the land.

I repeat:  research the profession before you research the schools.

I don't think the Princeton architecture program is ranked very well at all. They were trying to boost their ratings by hiring the Spaniard as dean and then found an excuse to can him to bring more of the special snowflake faculty crowd.

I pray to God you came to your senses and realized there isn't a single undergrad degree on planet Earth worth $250,000.

If the OP's parents own a house in Santa Barbara and are footing the $30,000 a year bill for high school finances would not seem to be a problem. 

I would not put too much emphasis on ranking and most other measurements. Most undergraduate programs are good and upon the degree of your commitment, they will provide you with a decent education for entering the job market and the next level of academia. If you want to be selective, save it for graduate school. I've taught at CPP and Woodbury in California and have reviewer relationships with most schools of architecture while interacting with what the students are producing currently in local schools.
I won't say going to a school with a good academic reputation doesn't matter as they provide you with better financial aid sometimes have better facilities and sometimes provide sought-after faculty.