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401k/ira: do you invest REIT or RE realted MF in it?

cmrhm

Currently I put 50% of my 401K/IRA money in REIT related mutual fund, another 50% is oil related stocks. They return 25% this year. The future hyperinflation is in the corner which means alot of things will be expensive like foods, education, oil and housing. I bet some cities like NY and Boston have brighter future especially in their high end commercial and apartment market. That is why I bet my career and most of my money in these areas. The goal is to bit the inflation and wall street.

I don't see the stock market will crash in the near future. What do you guys think? Do I pull out to make sure i have profit?

 
Nov 11, 10 2:17 pm
sectionalhealing

Architects : Financial Advice :: Mormons : Sexual Advice

Nov 11, 10 3:49 pm  · 
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l3wis

ha ha ha.

Nov 11, 10 4:29 pm  · 
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comb

Seems to me you're over-concentrated in too few sectors of the market. That can be great for now, but very risky for the longer term.

If it were my money, I'd pull out about 60-80% of what you have in energy and R.E. and divide that equally among 4-5 other promising sectors to achieve diversification.

But, that's just me. I'm in the market for the long haul - not just for a quick profit.

Nov 11, 10 5:03 pm  · 
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tagalong

just get ready for the commercial real estate industry to go belly up in 2012 when all those refinancing deals get denied because the values of the half, 3/4, and some fully empty buildings aren't worth near what they were in 2007 when they were full of leasing tenants.....

Nov 11, 10 5:38 pm  · 
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cmrhm

Tagalong: are u in NY area? Can u elobarate in littlie more detail? I always like bxp, I think the property they have contains great potential. Thanks!

Nov 11, 10 6:15 pm  · 
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Beepbeep

invest in poop it can make power

Nov 12, 10 12:36 am  · 
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beekay31

Pull out = universally good advice

Nov 12, 10 3:50 am  · 
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trace™

Diversify. You are probably getting some nice dividends, but you should never be the overly weighted in one/two areas.

Your percentage increase really depends on the dates you are looking at. Profits = 0 until you sell ;-)



tag - where are you reading that? I've been reading/hearing that we are past those worries (it's been talked about as an impending doomsday for at least 3 years now).

Nov 12, 10 10:13 am  · 
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cmrhm

trace: I am betting my career and my money on architecture field. But of course, since ira is dealing with real estate, my other trading deals with other sector stocks.

I strongly belive in china and brazil real estate. I like Boston properties too.

I am taking ARE now. trace, are you licensed?

Nov 12, 10 1:10 pm  · 
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