Buy-to-let landlords should face new limits on the amount they can borrow, the Bank of England has proposed.
It suggested that lenders should be much stricter when deciding whether or not to grant landlords a mortgage.
Instead of just taking their rental income into account, the Bank wants lenders to look at their wider financial situation as well.
If adopted, the new rules could reduce lending to landlords by up to 20% over the next three years. — BBC
According to the Prudential Regulation Authority (PRA), the newly-proposed standards should "curtail inappropriate lending, and the potential for excessive credit losses."The new strictures would take into account the costs a landlord accrues in order to rent a property, tax liabilities associated...
Archinect published work from Beyond Prototype, an advanced digital fabrication seminar developed at Columbia University...Nicholas Cecchi was impressed but also offered some criticism "This is amazing student work...However, I would like architecture schools to stop pushing students to contextualize this kind of research-based exploration. Showing these as enclosures (or the one as a gondola) only undermines the amazing generative capacity of this kind of design"
For the latest edition of the Student Works feature, Archinect published work from Beyond Prototype, an advanced digital fabrication seminar developed at Columbia University Graduate School of Architecture Planning and Preservation by Jason Ivaliotis and Nicholas Kothari. In the course "Students...
The idea for my final project, an architectural defense against drone warfare, came from the realization that law had no response to drone warfare. My own understanding of the ongoing [War on Terror pseudonym] as a civil rights issue is irrelevant, we only learn civil rights as a historical happening, not a current struggle. But architecture has a proud anti-legal tradition. Architecture is a way to protect people when law chooses not to. — chapatimystery.com
The word "speculation" is altered by the context in which it appears. Stockbrokers use it in a certain way, workplace gossips in another.
There's also an architectural dimension that kicks in as designers pursue visions that have no realistic chance of ever being built. There are different motivations: to plant seeds, question norms or nudge the public debate. — sfgate.com
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