Archinect - News 2024-05-02T03:17:32-04:00 https://archinect.com/news/article/150130055/how-insurance-companies-are-preparing-for-increasingly-frequent-and-costly-disasters How insurance companies are preparing for increasingly frequent and costly disasters Mackenzie Goldberg 2019-04-03T14:04:00-04:00 >2024-03-15T01:45:58-04:00 <img src="https://archinect.gumlet.io/uploads/40/40afae2717bfeb16a3b8d442b6b68ed9.jpg?fit=crop&auto=compress%2Cformat&enlarge=true&w=1200" border="0" /><em><p>&#8203;The past two years have been particularly costly for insurance companies that are on the hook for billions of dollars in damage done by hurricanes, wildfires, floods and other disasters. As these disasters become more frequent and expensive, in part because of climate change, insurers are investing more in this research facility that studies how to protect homes and businesses from destructive wind, water and embers.&#8203;</p></em><br /><br /><p>Opened in 2010, the IBHS Research Center offers full-scale testing of buildings and their materials under the harshest conditions. There, researchers are able to simulate Category 3 hurricanes and replicate wildfires in order to find best practices for mitigating the losses incurred by various natural disasters. Important findings have included a deeper understanding in <a href="https://ibhs.org/ibhs-news-releases/embers-cause-up-to-90-of-home-business-ignitions-during-wildfire-events/" rel="nofollow" target="_blank">how to reduce the risks posed by flying embers</a>, and how <a href="https://ibhs.org/ibhs-news-releases/shut-the-doors-on-hurricane-michael/" rel="nofollow" target="_blank">shutting interior doors can&nbsp;protect homes</a> from avoidable hurricane damage.</p> <p>Funded by insurance companies, the organization's CEO Roy Wright <a href="https://www.npr.org/2019/04/02/704854496/step-1-build-a-house-step-2-set-it-on-fire" rel="nofollow" target="_blank">tells <em>NPR</em></a><em> </em>of the increased support for their research.&nbsp;"We've hit an inflection point where we're seeing more events impact more Americans," Wright says. "Our members have increased their investment and said, 'We want more researchers here. We want to see more activity playing out here.' We are collectively responding to this changing world that we're in."</p> <figure><p><a href="https://archinect.gumlet.io/uploads/cd/cd7a0937269d9a149258628abbaab153.jpg?auto=compress%2Cformat&amp;w=1028" rel="nofollow" target="_blank"><img src="https://archinect.gumlet.io/uploads/cd/cd7a0937269d9a149258628abbaab153.jpg?auto=compress%2Cformat&amp;w=514"></a></p><figcaption>&copy; Insurance Institute for Business &amp; Home Safety</figcaption></figure><p>Last year, the Camp a...</p> https://archinect.com/news/article/100283174/lawsuit-could-make-climate-change-readiness-the-city-s-burden Lawsuit could make climate change readiness the city's burden Amelia Taylor-Hochberg 2014-05-23T12:37:00-04:00 >2018-01-30T06:16:04-05:00 <img src="https://archinect.gumlet.io/uploads/6u/6uh2lpquxskumlzj.jpg?fit=crop&auto=compress%2Cformat&enlarge=true&w=1200" border="0" /><em><p>A major insurance company is suing Chicago-area municipal governments saying they knew of the risks posed by climate change and should have been better prepared. The class-action lawsuits raise the question of who is liable for the costs of global warming. [...] &ldquo;What the insurers are saying is: &lsquo;We&rsquo;re in the business of covering unforeseen risks... But we&rsquo;re now at a point with the science where climate change is now a foreseeable risk.&rsquo;&rdquo;</p></em><br /><br /><!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd"> <html><head><meta></head></html> https://archinect.com/news/article/70005403/tackling-concerns-of-independent-workers Tackling Concerns of Independent Workers b3tadine[sutures] 2013-03-24T19:07:00-04:00 >2018-01-30T06:16:04-05:00 <img src="https://archinect.gumlet.io/uploads/3u/3uc388tdxnmjhprr.jpg?fit=crop&auto=compress%2Cformat&enlarge=true&w=1200" border="0" /><em><p>Today, the Freelancers Union is one of the nation&rsquo;s fastest-growing labor organizations, with more than 200,000 members, over half of them in New York State. Ms. Horowitz, who has never lacked audacity, says she expects to expand the organization to one million members within three years. For some perspective, the United Automobile Workers union currently has 380,000 members.</p></em><br /><br /><p> Perhaps, architect interns, and those contract workers, will look to adding their numbers to this collective, instead of waiting for venal institutions - you know who you are - to make substantive changes to the way that things work.</p>